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Subsales Property Or New Project
Property ownership is subjective as it’s truly to each person's own, and how they decide to make the best out of what they have. Therefore, you have to understand the Pros & Cons about [...]
3 Ways To Check Your CCRIS For Free
What is CCRIS Report? The Central Credit Reference Information System (CCRIS) is a system created by Bank Negara Malaysia’s (BNM) Credit Bureau to provide standardised credit reports on a potential borrower. CCRIS is basically a centralised [...]
Summary of Rent To Own Scheme
According to Budget 2020, government will collaborate with financial institutions to introduce a Rent To Own (RTO) financing scheme to assist for the first time buyers those unable to afford the initial 10% deposit [...]
High Demand of Co-working Space
When Google and Facebook startled the world with their hip working culture, other companies strove to emulate them — if not their culture, then at least the working spaces that helped foster it — as [...]
Freehold vs Leasehold Property
What is Freehold Property? Freehold property is when the state sets aside a plot of land and disposes it indefinitely to an individual. This is obvious when developers build freehold bungalows, private housing and [...]
How Debt Serving Ratio Affect Your Loan
Debt Service Ratio (DSR) The DSR is meant to show how much of a person’s income is used to service debt instalments, and is represented as a percentage (%) of income. It is derived from 2 [...]