23 12, 2018

Freehold vs Leasehold Property

By |2019-01-17T18:19:24+00:00December 23rd, 2018|General|

What is Freehold Property? Freehold property is when the state sets aside a plot of land and disposes it indefinitely to an individual. This is obvious when developers build freehold bungalows, private housing and condominiums. As the developer owns [...]

7 12, 2018

CCRIS, CTOS vs Blacklisted in BNM

By |2019-01-17T18:19:24+00:00December 7th, 2018|General|

To many, blacklisting caused by CCRIS and CTOS are often the last hurdle in the application of a much-needed loan for businesses or housing. Often misunderstood for rejecting loan applications and backlisting PTPTN defaulters, these two agencies are often looked upon in [...]