MRTA or MLTA (Mortgage Assurance) is the mortgage insurance to secure a property for any unforeseen circumstances happen to the home buyer. Buying a home is a huge commitment and will take the average homeowner up to 35 years [...]
First home buyer enjoy RM200 off per month as incentive from Youth Housing Scheme (Skim Perumahan Belia). It's a good news for those who plan to buy a house this year. Youth Housing Scheme is open for application until [...]
What is Air Fryer? An air fryer is a popular kitchen appliance used to make fried foods such as meat, pastries, and potato chips.The principle of the air fryer is to use air to fry food. It works [...]
What is Rumah Selangorku? Rumah Selangorku is a housing scheme designed to support the low-income and middle-income citizens of Selangor. The initiative is led by Lembaga Perumahan dan Hartanah Selangor (LPHS), the state’s own housing organisation. It was [...]
Property ownership is subjective as it’s truly to each person's own, and how they decide to make the best out of what they have. Therefore, you have to understand the Pros & Cons about purchase a sub-sales property or [...]
What is CCRIS Report? The Central Credit Reference Information System (CCRIS) is a system created by Bank Negara Malaysia’s (BNM) Credit Bureau to provide standardised credit reports on a potential borrower. CCRIS is basically a centralised database which offers a picture [...]
According to Budget 2020, government will collaborate with financial institutions to introduce a Rent To Own (RTO) financing scheme to assist for the first time buyers those unable to afford the initial 10% deposit and access to financing to [...]
When Google and Facebook startled the world with their hip working culture, other companies strove to emulate them — if not their culture, then at least the working spaces that helped foster it — as long as they could afford [...]
What is Freehold Property? Freehold property is when the state sets aside a plot of land and disposes it indefinitely to an individual. This is obvious when developers build freehold bungalows, private housing and condominiums. As the developer owns [...]
Debt Service Ratio (DSR) The DSR is meant to show how much of a person’s income is used to service debt instalments, and is represented as a percentage (%) of income. It is derived from 2 main components: Total Commitment + [...]
